Get a free VantageScore 4.0 Credit Snapshot
MyFreeScoreNow currently offers a free Credit Snapshot that includes an Equifax VantageScore 4.0, a credit report summary, a summary of negative items, and a debt-utilization calculation.
What you are getting
This is a consumer-facing snapshot designed to help you understand your credit profile and see a VantageScore 4.0 based on Equifax data.
The score can be useful for education, comparison, and monitoring. It is not a mortgage preapproval and it should not be assumed to match a score that a mortgage lender later obtains.
Mortgage score disclaimer
Your free Credit Snapshot provides an Equifax VantageScore 4.0 for consumer educational use. Mortgage lenders may use VantageScore 4.0, FICO scores, or other approved models depending on the loan program, lender, and implementation.
A consumer score may differ from a score used in a mortgage transaction because lender credit reports may use different bureau data, report formats, scoring versions, and underwriting requirements.
Viewing this snapshot does not constitute a mortgage preapproval, commitment to lend, or guarantee of eligibility.
Before you use the link
A few points will help you interpret what you see.
Confirm the exact model
Make sure the score is identified as VantageScore 4.0. A VantageScore 3.0 or FICO score is a different model.
Note the bureau
This snapshot is presented as an Equifax VantageScore 4.0. Scores can vary when bureau data differs.
Do not assume it is your mortgage score
Mortgage credit reporting can involve different score models, bureau data, and lender-specific implementation.